Baby Boomers Battle Bank Fraud

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This is a Press Release we have just created today to tell the world about our recent adventures…..
Grey-haired grandparents battling to expose Bank Fraud this past year are heartened by US news.
“The banks are lying to us”, says Susan Field, mother of 7 and grandmother of 13. “They lie about loans, they lie about securitisation, they lie about debts and they lie to the courts to get property by fraud.” “The central issue is they don’t have the rights they claim. They sell their rights to others and act as if they still have them. That’s FRAUD!”
Chris and Susan Field first wrote to Macquarie Mortgages a year ago asking about the “true nature” of what the bank calls a “loan”. For their troubles they have been dragged through the courts and evicted. But they moved right back into their home and are living there still.
“The Warrant of Possession”, explains Chris Field, “does nothing more than evict. It doesn’t give banks possession. Banks leave your home empty and claim it as abandoned goods a month later. Well our home is NOT abandoned, that’s for sure!”
A week after being evicted on September 21, Chris and Susan moved back into their empty home. It was a great birthday present for Chris.
But it was not without high drama. While Susan was getting locks changed someone called the police. Preston police officers arrived and accused her of doing something wrong. She locked herself in the home and held her ground until her son arrived over an hour later and pointed out the warrant had expired.
The police walked away and no charges were laid.
“A Warrant of Possession expires in 72 hours.” Chris explains. “That’s why the security guards get called off. We changed the locks, got back in and here we are.”
The bank’s lawyers threatened the Fields with a “new warrant”.
“That proves the first warrant is just a temporary eviction order. It does not give possession to a bank or anyone else. We are being LIED to by the banks. It’s all part of their web of lies. And it’s time people woke up and said ‘No’ to the banks.”
Chris sounds like he’s on a soap box, and as a popular Melbourne preacher, known for his long-running “Living Word” TV program on Channel 31, he is not afraid to speak up for what he believes.
News of fraud in US bank foreclosures confirms what Chris and Susan say happens in Australia. Banks sell off loans to investors and lose the right to demand payments, charge fees or foreclose.
The Fields challenged the banks, the lawyers and the Supreme Court of Victoria. They went to the Federal Police and ASIC too. But no-one would help them.
“It’s as if they’ve all sold their soul to the banks. I expected justice but I got kicked in the head. But I won’t give up my rights. If I can’t stop this evil what’s the hope for my grandchildren’s future? I’m fighting on principle and the stakes are freedom for my kids and grandkids. That’s worth fighting for.”
Chris kept his fight quiet for the past year, expecting justice from the courts. He found the courts as corrupt as people said. The Fields are now telling the world what is going on.
“It’s hard for people to believe banks are crooks. But we won’t save Australia for our kids with our head in the sand.”
And Chris has some pretty big players in his sights. “Rob Hulls is the ‘crime boss’ over Victorian courts. He’s denying me freedoms and protections guaranteed by the Queen. He’s got to go!” “And the courts need a major clean out. They run like the mob, with secret society deals to destroy our freedoms.” “And banks have to stop lying. Aussie banks are among the most profitable in the world by ripping us off.” “And lawyers defy their responsibility to justice. They rip off victims with savagery. That’s go to stop.”
While the challenge seems daunting Chris has a simple response for the faint hearted. “The only alternative is to be slave to multi-national corporations who hate our rights and freedoms and the great life we Aussies take for granted. No slavery for me!”

For more information contact Chris and Susan Field at:
freedom@familyhorizons.net
fieldworks@y7mail.com

Royal We

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We have heard reference to the Royal “We”, but I wonder if we understand its amazing significance. I find the truth about the Royal We to be quite heartening.

The general understanding is that Royals, such as Her Majesty Queen Elizabeth II use the word “we” with a special significance. At times when she is talking about herself and the logical personal pronoun identifier to use is “I”, she will say “we”. This pattern of speech is referred to as the Royal We. It is the use of the word “we” in a special case by those in royal authority.

Two Meanings

There are two applications of the Royal We that are very valuable to people under royal jurisdiction. Australians and those from other British Commonwealth nations are blessed to have access to these two applications.

Simply stated a monarch can use the term “we” to refer to the royal lineage, including their predecessors and future descendents. And a monarch can use the term “we” to refer to public servants, all those who are engaged in expressing their jurisdiction or authority in any way.

Lineage of Monarchs

A child may assume that a king or queen can do as they please. If a king is the ultimate authority he can make up his own rules, change his mind, have his own way and please himself at will. Who can stop him, since he is king?

In reality it is not so. A monarch holds office by appointment from God or the people, or by some other process that grants the position. So, even in that place of supreme authority, there is accountability. Kings cannot rule as despots, unless they are happy to void their position.

Monarchs hold a powerful office, and so they are bound to uphold the significance of that office.

Medes and Persians

Consider the ancient Medes and Persians. Each new king was bound to uphold the decrees of all previous kings, and could not even break his own decree. If those decrees were voided and he changed his mind at whim, then the integrity of the royal office would be undermined.

King Ahasuerus made such a decree, see Esther 1:19, and Daniel was thrown in the lion’s den because of such a decree in the time of King Darius, see Daniel 6:8-15.

“Now, O king, establish the decree, and sign the writing, that it be not changed, according to the law of the Medes and Persians, which alters not.” Daniel 6:8

Ezra the scribe records that when rebuilding the Jerusalem temple was opposed, search was made of the decrees of preceding kings. It was confirmed that King Cyrus had made decree to rebuild and so King Darius issued new decrees in support of that. Refer Ezra 6:1-12.

We Decree

Because of the need for integrity in the office of the monarch, when one king makes a decree, that decree is effectively made by the entire lineage of kings. Thus when a king makes a decree, instead of saying “I Decree”, he can say “We Decree!”

That decree will be upheld by his son, and his grandson, and so on. The decree or promise is made on behalf of the royal lineage. The Royal “We” represents the consistent declaration of a continuity of monarchs.

Magna Carta

With the royal “we” in mind take a look at that famous royal declaration from King Edward I, known as the Magna Carta, from 1297. The great chart declared the following commitment by the King, on behalf of the royal lineage.

“No freeman shall be taken or imprisoned, or be disseised of his freehold, or liberties or free customs, or be outlawed or exiled, or any other wise destroyed; nor will we pass upon him, nor condemn him, but by lawful judgement of his peers, or by the law of the land. We will sell to no man, we will not deny or defer to any man either justice or right.”

Notice “We will sell to no man” and “we will not deny or defer to any man either justice of right”. This is the royal “we” in operation.

Because of the Royal “we”, Her Majesty Queen Elizabeth II is still bound by that decree, even though it is over 700 years old.
The Minions

While the Royal We speaks for the royal lineage, it also speaks for the servants of the monarch. If the King decrees that HE will not do something, then certainly no-one operating in his service can do that thing either.

When the king says “we will not deny you your rights” that means that the army, police, magistrates, court officials, king’s servants, wardens of the royal hunting grounds, sailors on the king’s ships, and all others acting on behalf of the king are equally bound by the king’s commitment.

It is absurd to think that a king is bound by his word, but those serving the king may do differently. They cannot possibly have greater power and freedom than their master, and being in his service they must act in their job exactly as the king would have to act if he were doing that deed.

So all the minions who are in service to the monarch, or who rely on the authority of the monarch to collect their tolls, enforce the law, pass judgment, etc, are included in the Royal We.

When the king says “we will not deny justice to anyone”, that commitment must be upheld by every public servant under the monarch.

People God and Crown

Where this is good news for Aussies is that our whole nation is under the monarch. The document which established us as a nation is the Australian Constitution. That constitution begins with a Preamble, which is a statement which puts the rest of the document in perspective. That preamble only mentions three peoples or entities – the people of the states, Almighty God and the Crown of the United Kingdom of Great Britain and Ireland.

“WHEREAS the people of New South Wales, Victoria, South Australia, Queensland; and Tasmania, humbly relying on the blessing of Almighty God, have agreed to unite in one indissoluble Federal Commonwealth under the Crown of the United Kingdom of Great Britain and Ireland, and under the Constitution hereby established” (first paragraph of the Australian Constitution Preamble)

The people are “humbly relying on the blessing of Almighty God” and entrust their freedoms and rights into the care of the Crown of the United Kingdom of Great Britain and Ireland.

Good News

Australia, therefore, is under the “Crown of the United Kingdom of Great Britain and Ireland”. That is why Queen Elizabeth is our queen. And that is really good news!

You see, the king or queen who wears the Crown of the United Kingdom is bound by over 700 years of promises to uphold our freedoms and rights. And every politician, public servant, court official, policeman, council worker, or whatever, that holds any public office or responsibility is also bound by those promises.

The whole of the nation of Australia is under the Royal promises. We are blessed by the Royal “We”.

Anyone who draws any authority from the Crown, the Queen or the Australian Constitution is bound by Magna Carta. They are bound to protect our rights and freedoms, and must uphold the promise that “we will not deny or defer to any man either justice of right”.

Now, that’s Good News!

Republicanism

Take a moment to consider, then, what might happen if we became a republic. There are voices that argue that we have outgrown our connection with England and the Queen. They point out that the queen has become a lame figurehead. They suggest that we are more closely tied to America these days than good old England. The British Commonwealth is nothing more than an excuse for a sporting event these days. And so the arguments go.

They want us to abandon our Constitution and create a new, modern standard for our existence.

But what they don’t tell you is that they want to remove Almighty God and they want to remove the Crown of the United Kingdom of Great Britain and Ireland. They want to take away from you 700 years of commitment to protect your justice and rights.

I don’t want something “new” and “modern” if it destroys something as wonderful as the Royal We.

I don’t want our public servants getting away with lies, deception, fraud, exploitation or anything else.

I want every politician and official in Australia bound by the Royal We. There is nothing better to require them to uphold than centuries of commitment to protect our rights and freedoms.

Land of the Free

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One of my sons noted to me recently that when an American puts his hand on his heart and says, “I’m American”, he means something different to the rest of us speaking of our nationality.

When any of the rest of us declare, “I’m an Aussie”, “I’m South African”, “I’m Mexican”, or whatever, we are talking about the place we were born and call home. But for an American (meaning USA citizen) the declaration “I’m American” means much more than that.

America has been for centuries the “Land of the Free”. The Pilgrim Fathers went to the Americas to escape tyranny and to enjoy their freedoms. Since that time oppressed people from all around the world have made a bee-line for America. Beyond anything the nation stands for geographically is what it stands for philosophically.

So when an American says “I’m American” he may well be meaning something like, “I’m from that one land on the planet that people look to when they want freedom upheld.” They may well be giving tribute to an ideal that America has stood for over centuries.

Why Do They Hate Us?

Some years ago a dear American friend asked me, with a pained voice, “Why do they hate us? Who else is going to fight for them, if not America?”

While there are many who are contemptuous of American military might and how it is used, there is no doubt that America stands alone as the one force that can tame tyrants.

I heard an Aussie lady sharing some years ago about how she and her Christian associates in Afghanistan were illegally imprisoned as part of the Taliban opposition to the gospel of Jesus Christ. Each day as they endured terrible hardship their prayer was that God would send America to remove the evil Taliban regime. There was no other power on the planet that would have taken an interest and had the power to do something. When America did intervene each of these western Christians was released and repatriated home to recover.

Who Else?

So, let’s answer the question. Who else is going to do it if America does not?

Do you have an answer? There are world powers vying for prominence, politically, economically, or socially. Are those other powers committed to the same things we looked to America for in past generations?

Oh! I think I hear some of you distracted with your doubts about American power.

We have all been influenced by the Anti-American tide, haven’t we? We’ve heard the accusations that the wars are only about oil or something else. We’ve imbibed to some degree the idea that Americans are too blessed, too smug or whatever. Aussies tend to like to see the “tall poppy” cut down, so there is a hint of satisfaction when the great Americans find they are not the only people on the planet.

But, despite any and all of those considerations, who is going to be the champion of the oppressed if America does not do it?

Do I hear a cheer for the United Nations? What about China, the emerging super-power? What about Europe? Is there any puff left in dear old England? Are the oil rich Arab nations going to use their petrodollars to save the oppressed?

Freedom in Decline

Let us assume that there is no immediate replacement for the good old US of A. Let us assume that there is no other world power philosophically attuned to the notions of freedom which were sown on American soil centuries ago. Let us assume that, for the rest of our lives, America will have to remain at its post, stepping in to help protect those who would otherwise suffer.

So, let’s now take a look at the Land of the Free. And there we see Freedom in decline. In the glorious land of the Free freedom itself is on the wane. America as a super-power is on the wane.

Ever since the Vietnam War, which America withdrew from without a victory, we have seen America’s global influence in decline. We have seen an increase in attacks against America and Americans. We have seen America buy into fights for people’s freedom, and then become embroiled in an endless and thankless struggle.

The glories of D Day and Midway have receded into distant memory, replaced by the mire of political debate about who started what and why. American intervention is more likely to bring up snide remarks about elusive weapons of mass destruction, than a cheer that someone finally stepped in to do something.

The Doctor is Ill

If the Doctor gets sick, we’re in big trouble. And at this point in time, the world’s most effective resource for maintaining freedom is not doing so well.

America is facing opposition like never before. The new administration is leaving people wondering where America is headed. Its battles have become sticky and its allies are looking for excuses to abandon her. Back home her people are under increased internal troubles.

Add to that the oil spill in the gulf, the growing global contempt for things American and the failing dollar and there is cause for questions about the future of the land of the free.

Any Takers?

Maybe freedom is about to go out the window. Maybe the world is sliding into the next Dark Ages.

Or maybe this is just part of the ebb and flow of civilisation.

But maybe, just maybe, it is time for a new definition of freedom. Maybe America has lost the plot and there needs to be a new force of human conscience that stands for what is right.

Maybe America has past its use-by date and needs to be replaced with a new band of god-fearing men and women who will put all on the line to do what is right.

Any Takers?

Ministry to Children

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In the late 1970’s I was at Bible College and was unimpressed to learn that a whole week would be devoted to kids ministry. As an educated adult, keen to engage the grown-up minds of my audiences, I thought the week would be a low point in the course.

I was so impacted by that week that the short study on Kids Ministry probably had the most lasting impact of anything I learned that year.

Hidden Congregation

It was pointed out to us that most ministers ignore the children in their congregation. Children are easily discounted, taken for granted and overlooked for various reasons. They are less mature than their parents. They don’t have any money to put in the offering. They can’t run programs or plan next year’s budget.

Children are also given to shuffling and wriggling, mumbling and giggling.

Yet these overlooked members of the church community are truly a hidden congregation. They are listening and being impacted by their experiences in the congregation and the life of the church.

Life Long Decisions

The youngsters who run down the corridor or footpaths around the church are complete individuals, despite their youthfulness. They are quite capable of making lasting decisions, while you dismiss them or speak to them in your condescending (“You aren’t really a very important person”) tone.

I was told back in the 1970’s that some 60% or so of people on the mission field had decided to be missionaries while they were young children, sitting in church, hearing the Bible readings, listening to the sermon and so on.

That doesn’t mean that every child who decided to be a missionary actually followed through. But it does mean that a life of Christian service can often be traced back to decisions made when others around that child probably didn’t take them seriously.

Sadly, some children decide when they are young that the church is irrelevant to them, or that they don’t want to identify with the values and attitudes they encounter in the local church. Many people are still living out those early decisions, a lifetime later.

Reaching the Children

We were all encouraged to take a second look at the children in our meetings. We were challenged to stop seeing them as the irrelevant ones, who can’t drive or help fund the meetings, but to see them as the vital lives which need to be reached and directed toward a life of Christian commitment.

That challenge presented some problems for me. Firstly, I could not remember their names. It was going to be a discipline to actually remember which of the nippers was which. I had to remember which one had the cat and which had the dog, and which was in this grade and which was in that.

I then had to take the time to connect with the children, shaking their hand, asking them a question, taking interest in the bandage on their arm, and so on.

On Their Level

I found I could connect best when I put myself on the child’s level. That meant crouching down or kneeling while I talked with them. By taking the effort to get on their level I dissolved some of my own internal sense of being in a different world, at a different level.

In the decades since I often crouched to talk with a child, sat beside them to listen to them, asked them for their version of an event even though the parents had already told me the details, and so on.

My intention is to give honour to the child, rather than dishonouring them by being dismissive about who they are and what they think.

Learning to Listen

The next huge lesson for me was learning to listen. That same year, while on a ministry practicum, I heard a presentation about “listening”. Once again I did not think I needed to hear the lesson, but it challenged me deeply.

I was far more ready to talk than listen. My listening was often simply measuring the right time to jump back in and say my piece. I had much to learn about listening.

So now, when I talk to children and adults, I seek to give them the honour of my full attention as they tell me something. While I am often distracted by people who want to catch my eye or interrupt, I try to always get back to where we left off so the child knows I was not only listening, but interested in what they had to say.

Be Real

Another lesson I value when dealing with children is to be real with them. They are little adults, taking stock of the world as they see it and making life long decisions as a consequence. With that in mind, children want to know what is really going on. They need a clear picture of the reality they encounter.

I think of the mother whose child complained that a sibling had a larger share of something. The mother simply turned to the child and advised, “That’s life! Get used to it!”

Now that response doesn’t excuse neglect or abuse, rejection or other offences, but it is a dose of reality. People lie. Others are bullies. Some cheat and steal. Some want to spoil your fun. Knowing that gives you better hope of navigating life than ignoring those realities.

Spiritual Truth

Along with the idea of being real, using Spiritual Truth releases power into a child’s life. Jesus Christ told us that when we know Truth the truth will liberate us from the inside out.

“And you will know the truth, and the truth will make you free.” John 8:32

So don’t be afraid to tell children about spiritual realities, such as how sin enslaves, how the enemy seeks to deceive and trap them, and how suffering creates positive qualities in our life. Those ugly truths happen to be Truths. If you tell children something else then you are lying to them, or keeping them in ignorance about the very things they have to face in life.

Look at how Jesus did this Himself. He told His followers an ugly truth, that they would suffer persecution. But He immediately followed that by a wonderful, truthful reassurance, that Jesus has power over all things.

“These things I told you so you will have peace in me. In the world you will have tribulation: but be of good cheer; I have overcome the world.” John 16:33

Sowing Seeds

Another aspect of ministering to children that I see as very important is to sow godly seeds into their lives. The Bible is living seed (1Peter 1:23) so helping them listen to, memorise, think about and apply Bible truth helps wonderful seed take root in their life.

Other great seeds are seeds of faith and encouragement. Seeds of hope, peace, joy and love can bring beautiful harvests in children’s lives.

You can tell a child things like: “I am confident God has a great plan for your life”; “I know that when you work through this challenge you are going to be very strong”; “The fact that God has allowed you to face such challenges now means He has some important things for you to be prepared for in the future”; “God has made you unique, and even though others won’t always appreciate that you are special, God is very pleased with what He created. So make sure you stay close to God and fulfil the unique purpose He has for your life.”

Multiply Your Impact

If you will learn to reach children in an effective way you will multiply your impact, not just on them, but on the families they raise in the future and the people they impact along the way.

If you stick to just ministering to adults you will miss a powerful means of multiplying your effectiveness and impact for God’s Kingdom.

Character and Values

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I spoke recently to High School and Uni Students on the topic of Kingdom Culture. Christians live “in the world” but are not “of the world”. Yet they are impacted by and pressured into the culture of the world. That is why care needs to be taken to understand and to live by the culture of God’s Kingdom – Kingdom Culture.

Seek the Kingdom

Jesus Christ told us directly that we are to seek God’s Kingdom and not to be distracted by the things that the people in the world are distracted by.

“Take no thought, saying, What will we eat? or, What will we drink? or, How will we be clothed? (For these are the things the Heathen seek) for your heavenly Father knows that you need all these things. But seek first the kingdom of God, and his righteousness; and all these things will be added to you.” Matthew 6:31-33 (Jesus Christ)

God is King

While the idea of the “kingdom of God” sounds somewhat old fashioned it simply means that God is King. You Seek the Kingdom of God when you make God your King. In the Kingdom of God, God is King and God’s Will Wins.

To seek the Kingdom of God we seek to have God rule over our own lives, including our lifestyle, values, attitudes, thoughts, decisions, disciplines, and so on. Once God’s rule is clear in our own lives we can then be led by Him to establish His kingship in other areas where we have influence or impact.

Kingdom Culture

The Culture of God’s Kingdom involves three areas to look at. They are the cultural values that reflect God, such as Love, Faith, Holiness, Selflessness, Joy, Humility, Peace, Forgiveness and such like.

It also involves Living by God’s Standards as revealed in God’s Word (the Bible) and Christ’s Teachings.

And it also involves the need to be Unpolluted by Compromise, so we remain Separate from the World and Sin.

Character and Values

Kingdom Culture can be described in terms of your “character” and your “values”. These two things are separate and yet related.

Character looks at HOW you Live your Life, or, in other words, What you are Living BY.

Values look at WHY you Live your Life, or, What you are Living FOR.

Godly Culture involves you living the right way, living by the right things, but also living for the right reasons and objectives.

Character

Looking more closely at Character, remember that it is all about HOW you Live and What you live BY.

The way you live your life could reflect such things as: Greed, Selfishness, Opportunism, Discipline, Sensuality, Pride, Jealousy, Spite, Love, Humility, Faithfulness, Impatience, Anger, Violence, Patience, Self-Control, Laziness, Insecurity, Fear, Self-Determination, Self-Importance or many other character qualities.

Character describes How you travel through life, the mood you are in, the way you respond to challenges, and the tone of your lifestyle.

Values

Looking more closely at Values, remember that it is all about WHY you Live and What you live FOR.

What you are living for could be centred on such things as: Money, Fame, Pleasure, Revenge, Impressing Others, Serving Others, Holiness, Glorifying God, Career, Self-Fulfilment, Leisure, Getting Ahead of Others, Doing your Best, Being Respected, Getting Your Own Way or one or more of many other things.

Values describe Why you travel through life, what motivates you, what satisfies you, and what keeps you going.

Right Character and Right Values

It is possible to have good character, knowing how to do things the right way, but having wrong values. You could be very disciplined, respectful, sacrificial, wise and faithful, but use those good character qualities to serve your lust for success, fame, importance, revenge, or other wrong motivation.

In that case you would have good character but bad values.

Alternatively, it is possible to be sold out to serving God, blessing others, building God’s Kingdom and showing respect to your leaders, but to have such poor personal discipline that you are totally unreliable and unable to effect the things you want to do. You could be too lazy and undisciplined in mind to read God’s word, pray for any length of time, remember your commitments, and so on.

In that case you would have good values but poor character.

That case is reflected in Jesus’ disappointment with the disciples on the night Jesus was betrayed. Jesus saw that their spirit was willing (the right values and motives) but their flesh was weak (poor character to follow through on their good intentions).

Serving the King

A good servant of the King needs to have good character and good values.

You cannot be lazy or selfish, and you cannot be a thief or a liar. You need to be trained to be hard working, faithful, diligent, attentive, denying yourself and so on, and to use those disciplines of character for the right reasons.

How do you stand in terms of Character and Values?

Maybe you need to allow God to invade your life and to train you in godly character and godly values. Maybe you need to ask Him to do that, so you can be a good soldier of the Cross.